Affordable housing laws are not a solution. They are a symptom. Wednesday, Sep 23 2020 

Affordable housing laws are not a solution. They are not even a partial solution. They are, at best, tokenism. They are a symptom.

Some people want the federal government to treat symptoms rather than problems. So:

  1. Local governments try to reduce street crime by hiring more police
  2. Some economists want the government to reduce unemployment by creating make-work, WPA-style jobs
  3. Some politicians try to increase affordable housing by passing Affordable Housing laws.

But street crime, unemployment, and lack of affordable housing are symptoms of a more fundamental problem. It is a problem that easily is cured, not with complex, convoluted laws and more government agencies.

The problem is: Lack of money.

We have discussed why street crime is merely a symptom of poverty. Areas with low, or non-existent poverty rates also have low or non-existent incidents of street crime. We have discussed why unemployment is not in itself a problem., Rather, unemployment is the face of a more fundamental problem: Lack of money.

Similarly, lack of affordable housing is a symptom of lack of money. (Those who have money never lack for affordable housing.)

On August 10, 1965, President Lyndon B. Johnson signed the Housing and Urban Development Act. The Act expanded funding for existing federal housing programs, provided rent subsidies for the elderly and disabled, assisted in the construction of more low-income housing, and provided funds for public works projects.

Four weeks later on September 9, 1965, President Johnson would go on to sign legislation that would establish the U.S. Department of Housing and Urban Development (HUD), a cabinet-level agency, to oversee the newly funded housing programs.

New York City Bans Smoking In Public Housing - Gothamist

“Improving quality of life.” Public housing projects: Crime, drugs, gangs, misery.

President Johnson thought he was solving a problem — unaffordable housing — but since that wasn’t the real problem, his “solutions” accomplished very little, for very few, and had strong, negative implications.

Although Johnson didn’t create the first public housing projects, that basic philosophy has led to drugs, crime, gangs, and misery.

In essence, Johnson had prescribed aspirin for a brain tumor.

Public housing is a form of housing tenure in which the property is usually owned by a government authority, either central or local.

Social housing is any rental housing that may be owned and managed by the state, by non-profit organizations, or by a combination of the two, usually with the aim of providing affordable housing. Social housing is generally rationed through some form of means-testing or through administrative measures of housing need.

One can regard social housing as a potential remedy for housing inequality.

That is the common, though false, belief, that public or social housing is a potential remedy for housing inequality.

Here is the brief mission statement of the federal Department of Housing and Urban Development:

“HUD’s mission is to create strong, sustainable, inclusive communities and quality affordable homes for all.

“HUD is working to strengthen the housing market to bolster the economy and protect consumers; meet the need for quality affordable rental homes; utilize housing as a platform for improving quality of life; build inclusive and sustainable communities free from discrimination, and transform the way HUD does business.”

Today, local affordable-housing laws generally are left to state and local governments. Here, for example, is what Illinois law says:

Sec. 1. This Act may be cited as the Affordable Housing Planning and Appeal Act.
Sec. 5. Findings. The legislature finds and declares that:
(1) there exists a shortage of affordable, accessible, safe, and sanitary housing in the State;
(2) it is imperative that action be taken to assure the availability of workforce and retirement housing; and
(3) local governments in the State that do not have sufficient affordable housing are encouraged to assist in providing affordable housing opportunities to assure the health, safety, and welfare of all citizens of the State.
Sec. 10. Purpose. The purpose of this Act is to encourage counties and municipalities to incorporate affordable housing within their housing stock sufficient to meet the needs of their county or community.
Sec. 15. Definitions. As used in this Act:
“Affordable housing” means housing that has a value or cost or rental amount that is within the means of a household that may occupy moderate-income or low-income housing.
In the case of owner-occupied dwelling units, housing that is affordable means housing in which mortgage, amortization, taxes, insurance, and condominium or association fees, if any, constitute no more than 30% of the gross annual household income for a household of the size that may occupy the unit.
In the case of dwelling units for rent, housing that is affordable means housing for which the rent and utilities constitute no more than 30% of the gross annual household income for a household of the size that may occupy the unit.

As laws are wont to do, this one goes on and on, in excruciating detail, about who, what, why, when, and how, all invented by politicians who are clueless about the needs of poor people

Worse yet, all laws are generalities, that do not take into consideration the massively different needs of massively different families. It is the ultimate expression of paternalism by uninformed leaders.

My village of Wilmette, IL provides one of many examples of how difficult (impossible?) it is to provide affordable housing through legislation.

Wilmette, IL. Population: 27,087 people, 9,742 households.
Median household income in Wilmette, IL is $148,678 (compared to about $62,000 for the U.S.)
The median home price in Wilmette is $702,660, Zillow)

(There are 2 Low-Income Apartment Communities In all of Wilmette)
Gates Manor Apartments, 51 bedroom units. (Section 8 Project-Based Rental Assistance)
Shore Line Place, 44 bedroom units. (Section 202 Supportive Housing for the Elderly)

Out of 27 thousand people and nearly 10 thousand households, Wilmette has created 95 “affordable” apartments, of which half are for the elderly. Would anyone consider this a “solution to unaffordable housing”? A better description would be “tokenism.”

Wilmette primarily is composed of upscale, single-family housing. Yet, the political leaders of Wilmette felt a moral (legal?) obligation to provide affordable housing for poor people.

Clearly, the Wilmette government would not pay hundreds of thousands of dollars to purchase a decent Wilmette home to shelter a poor family.

Additionally, merely residing in Wilmette is costly. The school system is costly. Taxes are costly. Upkeep is costly. Even water is costly. So if poor families even were given free houses, they couldn’t support the ongoing costs.

The solution to housing unaffordability, indeed the solution to all unaffordability by the poor, is for the federal government to give people money. The Ten Steps to Prosperity (below) provides one set of solutions.

Rather than having politicians decide what universal percentage of household income counts as “affordable housing,” let each individual and each family make that decision. A 35-year-old man, with three children, surely will have different needs and make a different decision than a 55-year-old widow living alone.

Laws are expensive. At the local level, money spent to create and enforce laws does not benefit the populace. By contrast, federal spending costs people nothing, and it can solve the real problems facing the poor.

They are poor. They are short of money. The federal government has infinite money. The solution is clear. Help people improve their own lives by simply giving them money.

We should replace “affordable housing” laws with the Ten Steps to Prosperity.

Rodger Malcolm Mitchell

Monetary Sovereignty Twitter: @rodgermitchell Search #monetarysovereignty Facebook: Rodger Malcolm Mitchell …………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………..

THE SOLE PURPOSE OF GOVERNMENT IS TO IMPROVE AND PROTECT THE LIVES OF THE PEOPLE.

The most important problems in economics involve:

Ten Steps To Prosperity:

  1. Eliminate FICA
  2. Federally funded Medicare — parts A, B & D, plus long-term care — for everyone
  3. Social Security for all or a reverse income tax
  4. Free education (including post-grad) for everyone
  5. Salary for attending school
  6. Eliminate federal taxes on business
  7. Increase the standard income tax deduction, annually. 
  8. Tax the very rich (the “.1%”) more, with higher progressive tax rates on all forms of income.
  9. Federal ownership of all banks
  10. Increase federal spending on the myriad initiatives that benefit America’s 99.9% 

The Ten Steps will grow the economy and narrow the income/wealth/power Gap between the rich and the rest.

MONETARY SOVEREIGNTY

It’s all about the mask, stupid Wednesday, Sep 16 2020 

Way, way back, on May 5th, 2020, we published, “The surprisingly simple way to open America in 14 days and avoid a depression.” It said:

“COVID-19 transmits primarily through the air by droplets. Stop the droplets and you stop the transmission. The incubation period is 14 days. If everyone wore a mask, even just a simple cloth mask, the virus would cease to be transmitted in two weeks.

“We wouldn’t have to wait for a vaccine or a cure. We all could go back to work.”

The easily understood reasoning was:

  1. If you inhale just one viral particle, you won’t get sick. It takes a larger viral load to make you sick.
  2. If I wear a mask, most of my viral droplets won’t reach you, and
  3. If you also wear a mask, those few droplets that do travel all the way to you, will be intercepted by your mask. 
  4. Thus you’ll actually inhale so few, if any, of my virus-containing droplets (and vice-versa), and the viral load will be so low, our immune systems will be able to deal with them. 

This does not require a degree in rocket science or even in viral science, neither of which I have. It is clear, easy, simple common sense, most of which I have learned from my wife.

Wear a cloth over your face, and less of your spit won’t travel as far, nor will the other guy’s spit, and les of his spit won’t get to you.

Really, is that so hard?

But at the time, mask-wearing was derided as unnecessary, un-masculine, unproven, and un-American as it supposedly interfered with our God-given freedoms, i.e. freedoms to infect other people, freedoms to get sick, freedoms to overwhelm hospitals, and freedoms to die. (To conservatives, all freedoms are “God-given” — carrying guns, or shooting protesters — those sorts of freedoms.)

Subsequently, we have learned the President knew about the way COVID-19 is transmitted, and how serious it is, but he didn’t want to “panic” people. (He prefers to bigot-panic “white, suburban housewives” that given the right to vote, criminal blacks and Latinos will move into the suburbs, looting, burning, pillaging, and raping said housewives).

The President, who claims to have “done everything he could to stop the virus, sets a precedent for not wearing masks by not wearing one himself, and by holding mass ego-stroking rallies attended by future Darwin Award winners.

 

Trump, Nevada

Future Darwin Award Winners: Only supporters who would appear in TV footage of the event, had to wear masks

Now, it’s a long, long time from May to September, and incredibly, mask-wearing is still controversial, at least among Trump followers, who not only don’t wear masks, but demand that others not wear masks, either. (Presumably, these are the same people who don’t cover their mouths when they cough or sneeze, or who insist on smoking in restaurants and airplanes, or who lick other people’s spoons.)

But belatedly, science is beginning to catch up with common sense, and overcome Trumpian nut-case politics:

CDC director says masks are ‘more guaranteed’ to protect against COVID-19 than a vaccine

The director of the Centers for Disease Control and Prevention is once again stressing the importance of masks in the coronavirus pandemic, calling them “more guaranteed” to protect against COVID-19 than a vaccine.

CDC Director Robert Redfield testified before Congress on Wednesday and emphasized to lawmakers that face masks are the “most important, powerful public health tool we have,” urging “all Americans” to “embrace” them because doing so could bring the COVID-19 pandemic “under control.”

“I might even go so far as to say that this face mask is more guaranteed to protect me against COVID than when I take a COVID vaccine,” Redfield said. “Because the immunogenicity may be 70 percent, and if I don’t get an immune response, the vaccine is not going to protect me. This face mask will.”

Well, wearing masks may, or may not prove to be more protective than vaccination, but this much I absolutely, positively can say: Wearing masks is more protective than any non-existent vaccine.

So, until a safe, proven vaccine is developed and given to everyone, there is only one, sensible alternative — the one Trump advises against.

These comments from Redfield come after President Trump, who for months resisted wearing a face mask in public, claimed during an ABC town hall on Tuesday that despite what public health experts have said, “a lot of people,” such as “waiters,” think masks are “not good.”

Well, there you have it: Trump’s oft-spoken “a lot of people:” In this case, waiters. (“A lot of people said (Russian bounties) are a fake issue.” “A lot of people think Edward Snowden is not being treated fairly.” “A Lot of people say George Soros is funding the migrant caravan.” “A lot of people’ say there were spies in my campaign”)

By the way, I ate at a restaurant today. Though we were outdoors, our mask-wearing waiter — smarter than Trump –took our orders while standing several feet away. We also work masks.

Redfield told Congress on Wednesday, “We have clear scientific evidence: [masks] work, and they are our best defense.”

During the hearing, after Trump earlier this week claimeda COVID-19 vaccine could be ready in just three or four weeks, Redfield predicted that one could be “initially” available in “very limited supply” in November or December. But in terms of when a vaccine could be “generally available to the American public,” Redfield said this could come in “late second quarter, third quarter 2021.” Brendan Morrow

In summary, we told you in May what Redfield is telling you in September. There are four takeaways from this post:

  1. Dummies don’t wear masks.
  2. Dummies tell other people not to wear masks.
  3. Dummies believe anything Donald Trump says.
  4. Dummies will vote for Trump.

How do I know this? A lot of people say so.

Wear the damn mask.

Rodger Malcolm Mitchell Monetary Sovereignty Twitter: @rodgermitchell Search #monetarysovereignty Facebook: Rodger Malcolm Mitchell …………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………..

THE SOLE PURPOSE OF GOVERNMENT IS TO IMPROVE AND PROTECT THE LIVES OF THE PEOPLE.

The most important problems in economics involve: Ten Steps To Prosperity:

  1. Eliminate FICA
  2. Federally funded Medicare — parts A, B & D, plus long-term care — for everyone
  3. Social Security for all or a reverse income tax
  4. Free education (including post-grad) for everyone
  5. Salary for attending school
  6. Eliminate federal taxes on business
  7. Increase the standard income tax deduction, annually. 
  8. Tax the very rich (the “.1%”) more, with higher progressive tax rates on all forms of income.
  9. Federal ownership of all banks
  10. Increase federal spending on the myriad initiatives that benefit America’s 99.9% 

The Ten Steps will grow the economy and narrow the income/wealth/power Gap between the rich and the rest. MONETARY SOVEREIGNTY

Why does bigotry work so well? Monday, Sep 7 2020 

It often is claimed, people vote with their wallets.

In 1992, James Carville, President Clinton’s strategist, famously said, “It’s the economy, stupid,” and those words have come down through the years as the mantra for successful politics.

The idea is if you promise people jobs, money, and success –“a chicken in every pot” (1920’s Republican slogan) — you will win.

Ambition, greed, and compassion are strong motivators, appealing motivators, motivators that often work.

But I suggest there is an even stronger motivator, and that is bigotry. The most powerful human emotions are anger and fear — the ultimate survival emotions — and bigotry appeals to both.

Franklin Roosevelt’s famous “date which will live in infamy” speech was based on bigotry — anger at, and fear of “The Japanese Empire.” It was meant to stir up hatred of Japan and the Japanese people, and it succeeded so well that subsequently, Roosevelt was able to round up and sequester thousands of American citizens whose only crime was to be of Japanese descent.

Hitler, of course, used bigotry to justify the most terrible and gruesome acts. Hatred is not bounded by reason or compassion. The German people were able to sleep at night.

And Donald Trump has used the Hitler playbook to gather otherwise good, religious people, specifically white evangelicals, into his web.

Bigotry often masquerades as economics and safety. “The Mexicans will take your job.” “The Jews own everything.” “When the blacks move in, they will destroy your house values.”

Most people deny being bigots, so if you ask someone why they hate, they will give you a reason, not the real reason, but a reason.

When Trump talks to white, suburban housewifes, he makes a blatant overture to bigotry:

How Trump Is Using Westchester to Stir Up Suburban Fears
In an appeal to racism among white voters, the president says that Democrats tried to ruin Westchester County, N.Y., through fair housing policies.

“Westchester was ground zero, OK, for what they were trying to do,” Trump said on Monday, in an interview on Fox News with Laura Ingraham, referring to Mr. Biden and his fellow Democrats. “They were trying to destroy the suburban, beautiful place. The American dream, really. They want low-income housing, and with that comes a lot of other problems, including crime.”

It’s all a lie, of course. Democrats Obama, Clinton, Johnson et al didn’t “destroy the suburban, beautiful places.” In fact, suburbs have prospered over the years.

But like Hitler and other bigots, Trump tries to paint a vivid picture: Hoards of wild, untamed blacks and Mexicans, pillaging and raping and turning your neighborhood into a slum. And if you have a tendency to bigotry, this provides a perfect excuse for your beliefs.

Trump cannot cause you to become a bigot. He only can appeal to you if you already are a bigot. No one is born a bigot. Bigotry is a learned disease.

Here are excerpts from an article in “The American Conservative.”

After Trump Loss, ‘Deplorables’ Will Be The Democrats’ First Target
Blame the president for leaving his core supporters at the mercy of the opposition’s cultural and economic revolution
Robert M. Merry, September 7, 2020.

If President Trump loses his reelection bid in November, as appears likely, the greatest victims of his presidency will have been his own constituency—the Americans who have given him his consistent but sub-par approval rating of between 39 percent and 43 percent throughout his tenure.

And when the new Democratic regime takes over, those people will become its target of choice.

We know who they are: largely white, more male than female, generally older than 45, largely blue collar, educated through high school but not much beyond, agitated particularly by U.S. immigration policies of the past few decades, with widespread feelings that their financial standing in the country has been increasingly constricted.

Note the fear-loaded, anger-inducing words: “First target,” “cultural and economic revolution,” “victims,” “target of choice.” These are not words of logic. They are not thoughtful words. They are words to incite the torch-carrying, pitchfork-carrying mob gone mad.

And remember, the words are directed at Joe Biden, a man who has spent many years in public office, 36 as a U.S. Senator and 4 as the Vice-President of the United States. There is nothing in his history to indicate he seeks a “cultural and economic revolution” (whatever that means). But to bigots, facts mean nothing.

Resentful people, who believe their poor circumstances have been caused by “THEM,” need someone to blame — the rich, the criminal, the blacks, Mexicans, Democrats, unpatriotic, gays, and anyone of a different religion or no religion at all. In short, everyone but US.

So, illogically, they vote for a man who expresses hatred for “THEM,” despite the man being one of THEM: A rich, criminal, former Democrat, irreligious, draft-dodging, multiple adulterer. So long as he expresses fear and hatred for “THEM,” that is sufficient.

They are nationalist in outlook, not globalist, with strong feelings of traditional patriotism of the kind that guided their parents and grandparents.

Yes, they will overlook his draft-dodging, his tax-cheating, his four-star-general-insulting, his comments about those who die for their country as being “losers” and “suckers,” so long as he keeps expressing hatred for the people the bigots hate and fear.

Many of them don’t much care for Trump as a person. A Pew Research Center study during the 2016 primaries revealed that fewer than half of Trump supporters ascribed any favorable traits to him. Many didn’t consider him well informed, admirable, or even honest.

But, based on their consistent support for the president over the past four years, it seems that they view him as standing between them and an emerging Democratic coalition, whose policy prescriptions pose an economic threat to them and would otherwise marginalize them in American society.

And those are the key words — “marginalize them in American society.” Trump’s supporters are made to believe the GOP, the party of the rich, together with the rich man who passed a tax cut for the rich, and who has appointed rich incompetents who only try to line their own pockets — that man somehow will lift them from marginalization, while the Democrats, the party of the poor, will marginalize them.

Yes, there is no logic in bigotry, and it is so sad to see people who would benefit most from the implementation of the Ten Steps to Prosperity (below) — a liberal initiative — vote against their own best interests, to further be enslaved by a GOP, a Trump, and Trump’s rich, pack of convicted crooks.

They see the Democratic Party lurching to the left and know that, should the Dems take complete power over the federal government in January, it will go even worse for them than it has over the past quarter century.

U.S. borders will become more porous, largely through executive action. Asylum policies will be loosened up. Pro-immigrant legislation, such as free medical care for illegals, will serve as an enticement for greater illegal entry. A path to legal status, or even citizenship, will be pushed through.

All this will devastate wage rates, thus harming the economic wellbeing of the Trump constituency. It also will serve over time to generate millions of new Democratic voters who will overwhelm the beleaguered white middle-class.

Keep in mind that the immigrants are consumers, whose buying provides more jobs, not fewer, and better jobs because immigrants are less educated than “the beleaguered, white, middle-class.” Immigrants take the lowest, meanest, least remunerative jobs, not the jobs the white, middle-class wants.

And free medical care for the illegals also is free medical care for “the beleaguered white, middle-class” — a benefit the GOP consistently has fought. Medicare, Medicaid, Obamacare, poverty aids — those dreaded liberal initiatives — would be much more beneficial to the white middle-class if the Democrats were not hobbled by Mitch McConnell and his GOP Senate.

Even today, the Democrats wish to pump $3 trillion more into the economy, the vast majority of which would benefit Trump’s followers. The GOP says, “No.”

The Democratic elite will resuscitate the free-trade policies of recent decades, thus reviving the deterioration of industrial America that Trump sought to reverse.

Trump’s efforts largely consisted of ending existing trade agreements and replacing them with almost identical trade agreements, destroying any hope of international trust and cooperation, and importantly, levying tariffs on imports — tariffs that are paid by “the beleaguered, white, middle-class.”

As the world’s former moral, political, and economic leader, America under Trump has become just like Trump: A selfish, dishonest nation whose word means nothing on the international stage, and whose “America first, America only” policy prevented us from even being able to condemn Iran for breaking a treaty we alread had broken.

The further evaporation of working-class industrial jobs will deliver another financial blow to his constituency. A likely return to humanitarian interventionism, meanwhile, will lead to new foreign wars, sap the nation’s resources, stir internal frictions, and pull the sons and daughters of Middle America into the maw of conflict.

To “sap the nation’s resources” Trump has begun a war — a trade war — paid for by his followers, as is the Wall which was not paid for by Mexico.

The evaporation of industrial jobs was caused not by immigrants, but by computer automation, and was inevitable. Rather than curse the darkness, America’s leaders should have provided the finances and education necessary to help “the beleaguered, white, middle-class” benefit from this new reality. Trump could have done that, but he didn’t.

Machines now do the mind-numbing, repetitive, brainless industrial jobs Trump’s followers are told to desire. Is that what they really want for their children and grandchildren? Helping people to again become coal miners does them no favors. It merely destroys hope. It is Trump’s dystopian vision.

Trump supporters can see the shape of things to come when they witness Black Lives Matter protesters accosting people in restaurants and bars, yelling “silence is violence” into their faces and demanding gestures of support.

They can’t miss the implications of protests turning into violent riots, with property destroyed, businesses obliterated, downtowns turned into war zones, even violence perpetrated on innocent people with the wrong views—all while police forces in cities throughout America, hobbled by anti-police zealotry (or intimidation) on the part of liberal local officials, stand by and watch.

Portland is not everywhere, but it is far more interesting to the television networks than pictures of the many thousands of people all over America, quietly protesting against racial bigotry.

Rather than demonize the comparatively few violent protesters (many of whom are white supremacists, and Russian-backed thugs fomenting violence), Trump should use his power of office to eliminate the fundamental reason for the crime, the violence, and the protests: Poverty.

Instead, he blames the victims and adds fuel to the class-warfare fire. Given two ways to deal with unfairness in American society — penalize the rich or lift up the poor — Trump has chosen a third way: Beat down the poorest.

What went wrong? Trump went wrong.

He built his constituency by exposing to America the fundamental political reality of 2016—namely, the widening chasm between Middle America and its bicoastal elites of big media, government officials, think tanks, big tech, burgeoning financial institutions, the federal deep state, and mavens of popular culture.

He pulled his voters together into a tight knot of political support born of fear and intimidation and self-interest.

But then he couldn’t build on it. He could never take his 43 percent support and find a way to add another 10 percent by devising policies designed to operate on the political margin.

Trump identified a real problem — the Gap between the rich and the rest — and because he is a psychopath, he has not led us away from the Gap but right into it. His real policy has not been “America first” or even “America only.” His real policy has been “Trump only.”

That as many as 43 percent fell for it, is a credit to his personal charisma, a common feature of psychopaths.

(In the Robert Hare Checklist of Psychopathy Symptoms, #1 is: GLIB AND SUPERFICIAL CHARM — the tendency to be smooth, engaging, charming, slick, and verbally facile. Psychopathic charm is not in the least shy, self-conscious, or afraid to say anything.)

A well-crafted grand strategy on immigration probably could have served the purpose, had there been sufficient compromise involved.

A success on the health care issue would have helped.

A big factor could have been a foreign policy success fulfilling the president’s promise of reducing America’s military footprint overseas.

A use of language and a comportment signifying a sense of national unity, at least to the point of creating a majority coalition, could have helped tremendously—and would have been easy to do.

But Trump couldn’t do any of it. The result was that he couldn’t get beyond his core constituency and hence probably can’t be reelected. That likely will leave that core constituency in the lurch as the nation continues the politics of rancor, recrimination, and abuse under a new Democratic regime.

He couldn’t do any of it because he is a psychopath. He had no grand strategy on immigration or anything else. (Hare Checklist item #13 LACK OF REALISTIC, LONG-TERM GOALS — an inability or persistent failure to develop and execute long-term plans and goals.)

He had no success with health care because it didn’t affect him personally. He simply has no compassion for the sick. (Hare Checklist item #8 CALLOUSNESS and LACK OF EMPATHY — a lack of feelings toward people in general; cold, contemptuous, inconsiderate, and tactless.)

He had no foreign policy success because no one can trust him to live up to a commitment. (Hare Checklist item 15. IRRESPONSIBILITY — repeated failure to fulfill or honor obligations and commitments; such as not paying bills, defaulting on loans, performing sloppy work, being absent or late to work, failing to honor contractual agreements.)

He caused national disunity because he has Hare Checklist item 10. POOR BEHAVIORAL CONTROLS —  expressions of irritability, annoyance, impatience, threats, aggression and verbal abuse; inadequate control of anger and temper; acting hastily.

If Trump loses, his core constituency will not be left in the lurch. In fact, a Democratic White House and Senate would be the best thing that ever happened to “the beleaguered, white, middle-class.”

They will have free, comprehensive health care, jobs well above the ditch-digging, brainless jobs Trump wants them to have, education for their children, and better Social Security benefits.

And the violent protests, which really are protests against Trump’s violent police state, would end. Trump preaches violence, and his violence always begets more violence. Then he blames the protesters for what he has wrought.

The beleaguered, white, middle-class need only to ignore the siren song of a man and a party — Trump and the GOP –that uses them and takes from them, but cares nothing for them.

Bigotry works because it appeals to our fundamental emotions of fear and hatred, but bigotry is self-consuming, and those who follow Trump are being led into the darkness.

Rodger Malcolm Mitchell

Monetary Sovereignty Twitter: @rodgermitchell Search #monetarysovereignty Facebook: Rodger Malcolm Mitchell …………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………..

THE SOLE PURPOSE OF GOVERNMENT IS TO IMPROVE AND PROTECT THE LIVES OF THE PEOPLE.

The most important problems in economics involve:

  1. Monetary Sovereignty describes money creation and destruction.
  2. Gap Psychology describes the common desire to distance oneself from those “below” in any socio-economic ranking, and to come nearer those “above.” The socio-economic distance is referred to as “The Gap.”

Wide Gaps negatively affect poverty, health and longevity, education, housing, law and crime, war, leadership, ownership, bigotry, supply and demand, taxation, GDP, international relations, scientific advancement, the environment, human motivation and well-being, and virtually every other issue in economics. Implementation of Monetary Sovereignty and The Ten Steps To Prosperity can grow the economy and narrow the Gaps:

Ten Steps To Prosperity:

1. Eliminate FICA

2. Federally funded Medicare — parts A, B & D, plus long-term care — for everyone

3. Social Security for all or a reverse income tax

4. Free education (including post-grad) for everyone

5. Salary for attending school

6. Eliminate federal taxes on business

7. Increase the standard income tax deduction, annually. 

8. Tax the very rich (the “.1%”) more, with higher progressive tax rates on all forms of income.

9. Federal ownership of all banks

10.Increase federal spending on the myriad initiatives that benefit America’s 99.9% 

The Ten Steps will grow the economy and narrow the income/wealth/power Gap between the rich and the rest.

MONETARY SOVEREIGNTY

A parable: The “One-Year Venomous Cicada X” Wednesday, May 27 2020 

The periodic cicada is an insect, called “periodic” because it appears once every so-many years. For instance, one type of periodic cicada, the 17-year cicada, lives in North America and spends almost its entire life underground, sipping juices from plant roots and molting several times as it grows.Periodical Cicada | Songs of Insects

At the end of each 17 year, underground period, millions of these insects simultaneously emerge from the ground for one purpose: Sexual reproduction.

During that short period they mate, often multiple times, and the females lay their eggs in tree stems, where the eggs mature to nymphs which crawl down into the ground and repeat the 17-year cycle.

A Parable

Let us say, for the purpose of our parable, that a new species of periodic cicada — the “One-Year Venomous Cicada X” — lives in just one place on earth: Your little village.

As per its name, the One-Year Venomous Cicada X has a venomous bite that can prove fatal, and the insect emerges for one week, once every year. For everyone’s protection, you need to get rid of the One-Year Venomous Cicada X.

How would you do it?

Each villager could find a special costly poison, being developed for the purpose, and lay it on the ground to destroy the nymphs before they emerge.

Or, you all could hire several hundred people to wait in your yards until the One-Year Venomous Cicada X emerges, and these people could run around with butterfly nets trying to catch all of the millions of cicadas after they emerge, but before they mate.

These methods would be expensive, possibly dangerous, extremely time consuming, and in the end, they might not work.

Meanwhile, the One-Year Venomous Cicada X keeps emerging, for one week, year after year, killing some villagers, sickening others, and threatening to spread to other locations.

In addition to developing two expensive, dangerous, time-consuming and problematic methods, you and your fellow villagers decide to consider two other approaches.

You all could stay indoors, distancing yourselves from the cicadas, during the week every year that the One-Year Venomous Cicada X emerges. 

But during that time your businesses would suffer from your absences and some would go bankrupt. Jute / Burlap - American Horticultural Supply

Or, you and your neighbors each could lay a sheet of permeable cloth on your respective back yards, just before emergence time.

Then, when the One-Year Venomous Cicada Xs emerge, they are caught under the cloth, and being unable to procreate, they die.

Although the cloth isn’t perfect — a few cicadas do manage to procreate — it does allow you to live your lives without closing your businesses or waiting for the poison and the butterfly nets to be developed and work, if ever. 

And, the cloths might actually do the job without the need for the poison or butterfly nets ever to work.

“Nobody can tell me what to do.”

So your village votes to mandate that every year, just prior to emergence, everyone must lay a cloth on their yards, for one week.

Unfortunately, the village manager himself refuses to lay a cloth on his yard because he says it “looks bad.”

And his selfish followers, taking their cue from their clueless leader, and claiming “Constitutional freedom” also refuse to lay cloths.

So although the vast majority of the villagers do lay cloths, which kill a great number of the One-Year Venomous Cicada X, those few who don’t ruin it for the rest.

And while waiting for an approved poison and butterfly nets to work, many people continue to lose their jobs and businesses, and die from the One-Year Venomous Cicada X bites.

The End

================================================================================================================================================================================================

Rodger Malcolm Mitchell

Monetary Sovereignty Twitter: @rodgermitchell Search #monetarysovereignty Facebook: Rodger Malcolm Mitchell …………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………..

THE SOLE PURPOSE OF GOVERNMENT IS TO IMPROVE AND PROTECT THE LIVES OF THE PEOPLE.

The most important problems in economics involve:

  1. Monetary Sovereignty describes money creation and destruction.
  2. Gap Psychology describes the common desire to distance oneself from those “below” in any socio-economic ranking, and to come nearer those “above.” The socio-economic distance is referred to as “The Gap.”

Wide Gaps negatively affect poverty, health and longevity, education, housing, law and crime, war, leadership, ownership, bigotry, supply and demand, taxation, GDP, international relations, scientific advancement, the environment, human motivation and well-being, and virtually every other issue in economics. Implementation of Monetary Sovereignty and The Ten Steps To Prosperity can grow the economy and narrow the Gaps:

Ten Steps To Prosperity:

1. Eliminate FICA

2. Federally funded Medicare — parts A, B & D, plus long-term care — for everyone

3. Social Security for all or a reverse income tax

4. Free education (including post-grad) for everyone

5. Salary for attending school

6. Eliminate federal taxes on business

7. Increase the standard income tax deduction, annually. 

8. Tax the very rich (the “.1%”) more, with higher progressive tax rates on all forms of income.

9. Federal ownership of all banks

10. I

Increase federal spending on the myriad initiatives that benefit America’s 99.9% 

The Ten Steps will grow the economy and narrow the income/wealth/power Gap between the rich and the rest.

MONETARY SOVEREIGNTY

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