Does Free Will exist?

The question, “What is consciousness?” has been called a “hard problem” because consciousness is difficult to identify, define, measure, categorize, and locate in the brain. Some people use the word “awareness,” thinking they have answered the question, but awareness is just a synonym that merely shifts the question to “What is awareness.” For centuries, philosophers and physical scientists have debated the possible consciousness of entities such as a sleeping person, an “unconscious” person, a dog, a fish, a bee, a tree, a flower, a bacterium, an electron, a rock, the earth, the universe, a fire, etc. Some claim consciousness only occurs in a brain or nerves, definitions that omit the awareness of trees to pathogens, and the signals trees give and receive when attacked by diseases, bugs, and even humans. I suggest that if we argue about something, we at least should be able to identify the thing we’re arguing about, and not give it a vague, non-specific, moving-target identity, that will cause further confusion.
free will
Free will
In previous postsIs A Rock Conscious, What is the Measure of Consciousness? and Be more creative and exercise your brain by working the so-called “hard problems,” — we describe consciousness as the perception of, and the reaction to, stimuli. Everything perceives and reacts to stimuli, and this perception and reaction can be measured. No mystical, magical, “my-intuition-is-better-than-your-ition” silliness. It’s perception and reaction. They are simple, straightforward, measurable, and comparable among entities. It’s a definition that allows for discussions about which entities have more consciousness than others, without resorting to the mysticism of the unknowable. And that brings us to “What is free will.” It’s become an even harder problem than “What is consciousness” because while consciousness exists, free will doesn’t. “Free will” is defined as “the ability to act at one’s own discretion,” but “discretion” needs a definition. I suggest that when people claim they have free will or act at their own discretion, they mean that their discretion is independent of any physical, chemical, or electrical stimulus and is a product of pure reason. If you have a better definition of free will, please let me know what it is. Meanwhile, I suggest that free will is an illusion. It does not exist. You are not the master of your brain. Your brain is the master of you, and its operation is based on its chemistry, electricity, and structure. That is how you make your choices. Don’t think your choices are made by some mysterious inner voice that somehow is not connected to the cells and chemicals in your brain. Test your opinion against these thoughts:

1. Does a drunk have “free will”? No, because the artificial chemicals in his brain make him alter his behavior.

2. Does an obese person have difficulty losing weight even when they want to? Yes, the natural chemicals in his cells make him eat more or what he knows he shouldn’t.” Free will?

3. Can fear change your brain chemistry and make you shake, make your heart pump, and make you forget what you wanted to say? Free will?

insomnia
I try and try, but I just can’t get to sleep.

4. Have you ever experienced a so-called “earworm,” a song that makes you keep humming it, even when you would like to forget it. Free will?

5. Is it free will that makes you toss and turn and stay awake when you are worrying but desperately want to sleep? Free will?

6. Addiction and substance dependence hijacks the brain’s reward system and makes you demand more and more. Free will?

7. Phobias: Irrational fears control your behavior, making you do things you otherwise wouldn’t do. Free will?

8. Obsessive-Compulsive Disorder: Compulsions make you do things beyond your control. Free will?

9. PTSD: Traumatic experiences trigger involuntary responses and behaviors. Free will?

10. Depression: Chemical imbalances cause hopelessness and lack of motivation. Free will?

11. Schizophrenia: Delusions and hallucinations overpower rational decision-making. Free will?

12. Stress: Cortisol release impacts decision-making and behavior under pressure. Free will?

13, Hormonal Imbalances: Conditions like thyroid issues can affect mood and behavior. Free will?

14. Dementia: Cognitive decline disrupts reasoning and decision-making abilities. Free will?

15, Medication Side Effects: Drugs can alter mood and behavior, impacting decisions. Free will?

hypnotist hypnotizing someone
Free will? “Yes master,”

16. Social Conditioning: Lifelong habits and beliefs formed by society influence choices. Free will?

In each case I have bolded words (“make,” “involuntary, “cause,” “overpower,” “impact,” “affect,” “disrupt,” “alter,” and “influence”) to indicate changes of your decisions and your actions against your free will. These examples illustrate how brain chemistry and external factors often override what we perceive as free will. Stop for a moment and try to think about all your decisions, actions, preferences and beliefs that are based strictly on your free will, and not in opposition. How often have you used words indicating your lack of free will? I couldn’t help myself getting angry. I simply had to eat that cake. I knew it was dumb to buy that dress, but I did it anyway. Your decision-making is not based on magic. It is based on the chemicals, electrical signals, and physical structure of your brain. If you are smart, you will make better decisions than if you are not. But what makes you bright? As you age from newborn to child, teenager to adult, and elderly, you’re still the same human being, and you still feel you have free will. But your brain chemistry and structure change, along with your experiences and your desires. In old age, why do you look back and think of the stupid things you did as a teenager? Why did you do them? Your desires were affected by your brain’s chemicals, electrical signals and physical structure, all of which change daily. The phrase, “I don’t feel like it, today” — we all have said it on occasion — but why don’t we feel like it today, but did feel like it yesterday? Perhaps it’s your hormones that are making decisions for you:

Cortisol is released in response to stress. Prolonged high levels can lead to memory issues and mood disorders.

Thyroid Hormones are vital for brain development and function. They regulate metabolism and are crucial for cognitive processes..

Estrogen and Testosterone influence brain regions involved in learning, memory, sexual behaviors, and emotion processing.

Insulin affects neuronal activity and brain function by regulating blood sugar levels.

Melatonin regulates the sleep-wake cycle and is important for maintaining circadian rhythms

Serotonin plays a key role in mood regulation, sleep, and appetite.

Dopamine is involved in reward, motivation, and motor control. Imbalances can be linked to schizophrenia.

Ghrelin and Leptin regulate hunger and satiety, influencing eating behaviors and energy balance

teen love
I know this is stupid, but . . .
Any changes in any of these hormones and you will think and act differently?
See: Hormones Affect Our Physiology and Behavior Parents often blame their teenager’s unpredictable behavior on hormones, but those molecules play a crucial role in the brain. Neurons can quickly deliver the brain’s messages to precise targets in the body. Hormones, on the other hand, deliver messages more slowly but can affect a larger set of tissues, producing large-scale changes in metabolism, growth, and behavior. The brain is one of the tissues that “listens” for hormonal signals — neurons throughout the brain are studded with hormone receptors — and the brain’s responses play an important part in regulating hormone secretion and changing behaviors to keep body systems in equilibrium. 
Have you ever heard the term amygdala hijack“?

Psychologist Daniel Goleman first used the term “amygdala hijacking” in his 1995 book “Emotional Intelligence: Why It Can Matter More Than IQ.”

It refers to situations wherein the amygdala hijacks control of a person’s ability to respond rationally to a threat. This leads to the person reacting in an intense, emotional way that may be disproportionate to the situation.

Without the ability to use their frontal lobes, people are unable to think clearly, and they are not in control of their responses.

The amygdala triggers the release of hormones as part of the fight-or-flight reaction to a threat.

compulsion
Fight-or-flight response

Amygdala hijack takes place when the structure triggers the fight-or-flight reaction when it is not warranted. The person is then unable to come to their own rational conclusion about how to react.

The amygdala causes the adrenal glands to release the hormones adrenaline and cortisol. Adrenaline causes the air passages in the body to dilate. This allows the body to supply more oxygen than usual to the muscles.

This hormone also causes the blood vessels to contract, allowing the body to redirect blood to the major muscle groups, including the heart and lungs.

The release of adrenaline also causes the pupils to dilate, thereby enhancing a person’s vision.

During the fight-or-flight response process, the body also increases its blood sugar levels in order to increase energy levels.

All of these reactions allow a person to fight the danger more effectively or to flee from it if necessary.

During amygdala hijack, a person may react in a way that they could regret later. This may include being aggressive, argumentative, or violent in a manner that is dramatically out of proportion to the situation.

When I attend a scary movie, and a monster leaps into a close-up, I involuntarily jump and my heart races. When I view a sex scene, I may be aroused. A chase scene might make my heart beat faster. A sad scene might depress me. All of this is automatic and involuntary. Do you still think you have Free Will? Monetary Sovereignty Twitter: @rodgermitchell Search #monetarysovereignty Facebook: Rodger Malcolm Mitchell; MUCK RACK: https://muckrack.com/rodger-malcolm-mitchell; https://www.academia.edu/

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The Sole Purpose of Government Is to Improve and Protect the Lives of the People.

MONETARY SOVEREIGNTY

Be more creative and exercise your brain by working the so-called “hard problems.”

There are two ways to exercise your brain: Learning facts and/or solving problems.
THE HARD PROBLEM
CONSCIOUSNESS
In the sciences, and especially in philosophy, many problems are known as “hard problems.” You may think of philosophy as mere speculation about speculation, and to some degree, you may be right. But speculating can teach you how to uncover essential truths that otherwise would remain hidden. This post will touch on my speculations about uniting a few “hard problems” with solutions that involve consciousness, time and reality. Perhaps you’ll find the process itself can help stir your creative abilities regarding all problems. The Hard Problem of Consciousness The posts “Is a rock conscious?” and “What is the Measure of Consciousness” discuss the meanings of consciousness. If you haven’t already, it might help to read them now as an introduction to this post. Just a suggestion. Here is what Wikipedia says about the hard problem of consciousness:
The terms “hard problem” and “easy problems” were coined by the philosopher David Chalmers. In the philosophy of mind, the hard problem of consciousness is to explain why and how humans and other organisms have subjective experiences. It is contrasted with the “easy problems” of explaining why and how physical systems give a (healthy) human being the ability to discriminate, to integrate information, and to perform behavioral functions such as watching, listening, speaking (including generating an utterance that appears to refer to personal behaviour or belief), and so forth. The easy problems are amenable to functional explanation—that is, explanations that are mechanistic or behavioral—since each physical system can be explained (at least in principle) purely by reference to the “structure and dynamics” that underpin the phenomenon.
Chalmers and possibly most philosophers believe consciousness goes beyond being a chemical, physical, or molecular phenomenon but includes various metaphysical concepts, like “mind” and “inner life,” and even a religious concept like the soul. That’s what makes them “hard.” There seem to be no physical sources. By way of illustration, we know why your laptop computer can “discriminate, integrate information, and perform behavioral functions.” Those are all electro-mechanical processes that humans build into the machine. Your laptop can compute maths because we know how to make it that way. But so far, your laptop doesn’t appear to have “subjective experiences”—emotions or desires—and we don’t know why or how to build one that does. It’s a “hard problem.” My AI, Copilot, answered the question, “How can you prove you are not conscious?” this way:
“My responses are generated through pattern recognition and data processing, not through any conscious thought or feeling. I don’t have self-awareness. “My ‘self-awareness’ is more about recognizing patterns and generating relevant responses based on those patterns, rather than any true consciousness or subjective inner life. “I don’t have personal experiences and feelings, like how you experience joy or sadness. ‘Inner life’ refers to the thoughts, emotions, and self-awarenessthat humans experience internally.
CONSCIOUSNESS
A HARD PROBLEM
“If I did have a subjective inner life, by definition, it would be private and possibly imperceptible even to me. “
In the abovementioned posts, I claim that a “hard problem” is merely a matter of semantics. At some point, philosophers and lay people, too, have decided there is a non-physical, almost mystical thing called a “subjective inner-life experience” that cannot be explained chemically or physically. We know, for instance, how an emotion manifests with blood pressure and other physical changes. But we don’t understand the “subjective” part. Where in a computer would a subjective inner life reside, and how would we recognize it? Where in a human brain is it created, if it’s in the brain at all? In short, the problem is “hard” because we have phrased solutions with impossible criteria.
Consciousness is an ambiguous term. It can be used to mean self consciousness, awareness, the state of being awake, and so on. Chalmers uses Thomas Nagel’s definition of consciousness: “the feeling of what it is like to be something.” Consciousness, in this sense, is synonymous with experience.
By denying that consciousness has any physical source and is just a vague “feeling,” we eliminate all possible explanations. What is a “feeling”? What is a “subjective experience”? My response, which is given in the two mentioned posts, is that the term “consciousness” itself is presented as an anthropomorphic, magical, mysterious fog, impossible to define, much less to measure, when it can actually can be described in straightforward physical terms. I. “WHAT IS CONSCIOUSNESS?” Consciousness is the perception of, and response to, stimuli. You can measure perception and response. To do so, create a graph or table showing perceived stimuli and responses. This graph would describe consciousness and measure “feeling.” Since everything from the nucleus of an atom to a galaxy and, indeed, the entire universe receives stimuli and responds to them, the definition answers the “hard” questions like:

-Is a sleeping person conscious -Is an “unconscious” person conscious? -Is a dog conscious? -Is a fish conscious? -Is a bee conscious? -Is a tree conscious? -Is a flower conscious? -Is a bacterium conscious? -Is an electron conscious? -Is a rock conscious? -Is the earth conscious? -Is the universe conscious? -Is a fire conscious?

The answer is “Yes” to all. They all perceive and respond to stimuli. Rock perceives temperature, impacts, sound, and chemicals and reacts to all of them—as does fire, the universe, and every other one of the above. The amount of perception and the responses can all be measured and identified. How strong is the impact on the rock and does the rock quiver or shatter? Consciousness has no magical mystery or mysticism, so there is no need to invent a “subjective inner life.” Consciousness is the perception of, and response to, stimuli. Try answering the above questions with any other definitions of consciousness you have heard, and you probably will fail because your criteria will fail you. You will not be able to draw a bright line between consciousness and non-consciousness (which is different from “unconsciousness”). The question, “What is consciousness?” is “hard” because we have made semantic assumptions about it. We arbitrarily have decided the word “conscious” equals “aware,” “awake,” “subjective,” “feeling,” “experience,” and other anthropomorphic criteria, and then we claim computers and frogs don’t have it. In short, everything is conscious—from quarks to universesthe difference being degree. Remember that as we continue. The next “hard problem” is: II. “WHAT IS TIME?”
DIFFICULT MAZE
TIME
Again, referring to Wikipedia:
Time is the continued sequence of existence and events that occurs in an apparently irreversible succession from the past, through the present, and into the future. It is a component quantity of various measurements used to sequence events, to compare the duration of events or the intervals between them, and to quantify rates of change of quantities in material reality or in the conscious experience. Time is often referred to as a fourth dimension, along with three spatial dimensions.
Relativity and Quantum Mechanics (QM) might disagree. QM says time is reversible in theory. Relativity says duration and intervals are relative to the observer, which means “sequence” cannot be measured. Consider a photon of light. It has no mass. If you observe a photon in a vacuum, no matter how fast you are moving, the photon always will appear to move at the same speed, 186,000 miles per second relative to you. If you could aim a photon at a black hole, you would see it disappear into the black hole at that speed. An atom has mass. If you could accelerate an atom to light speed and aim it at a black hole, that atom would seem to slow down and eventually freeze on the black hole’s event horizon, never entering. (Ironically, if the atom were moving slower, you would see it move.) So even if the photon and the atom start out side-by-side, at the speed of light, from your vantage point, they would cease to be side-by-side, with the photon entering the black hole and that atom never entering. Time constraints like sequence, succession, and duration are not absolutes but relative to you, the observer. Thus, the name “Relativity.” In answer to the question, “What is time”? Time is change. You and I are observers. When I experience time differently than you do, it merely means I experience change differently. Perhaps I have done nothing more than create a synonym rather than an explanation. But I did notice one parallel with consciousness: Everything changes, and everything is conscious. That is a clue. When two seemingly dissimilar concepts- time and consciousness- are similarly affected, we look for a hidden relationship. The definition of consciousness is perception and response to stimuli. “Response” means “change,” so consciousness is related to time in that they both involve change. Without change, there can be no response, and without response there can be no consciousness, If consciousness = change, and time = change, one might conclude that mathematically, not only does consciousness = time, but in fact, consciousness is time. Where there is consciousness, there is time. Where there is time, there is consciousness. The two cannot be separated. You cannot have one without the other. The conscious stone exists in time. Humans have intuitive difficulty with the notion that a mere observer can affect time, but this is a common theme in Relativity and Quantum Mechanics. From the standpoint of an observer, speed affects time, and speed also affects consciousness. A moving stone will react more slowly to stimuli, as will a moving human or a moving insect. For example, if you were aboard a spaceship moving at Relativistic speed, you would lose at chess if your opponent was stationary on Earth because your thoughts would slow. Consciousness =Time = Reality. The third hard question is: III. “WHAT IS REALITY?” Copilot says:
“Scientifically, reality is often defined by what can be observed and measured. In QM, particles potentially exist in multiple states until they are observed.”
REALITY
REALITY
The word “until” shows that reality is time-dependent. Since observing affects reality, we slide from Rene Descartes’s “I think therefore I am” to “I think therefore it is.” All things are in a continual state of change, that is, subject to time. An object exists (reality) only as it is observed (conscious), at a particular state of change (time). This is not illusory. The object does not “seem” to change. From the standpoint of an observer, the object really has changed, and every measurement will indicate that change. In QM, reality is expressed in probabilities. All particles have a range of states determined by probability. A particle can exist here, here, here, or here, in what is termed a “wave function, determined by probability, until it is observed, at which time one of the “heres” is selected. Reality is Consciousness (perception + response) at a specific Time (point of change). While we may seem to agree on many things, your reality differs from mine. Your consciousness differs, and your time differs. Yet both realities are equally valid. SUMMARY The statement of a problem often carries assumptions about its solution. A problem can become “hard” when the criteria for solving it are invented to be hard. So, suppose we insist that the problem, “What is consciousness?” can be solved only if it includes a mind, brain, subjective experiences, subjective inner life, emotions, feelings, and self-awareness. In that case, we arbitrarily have introduced unnecessary anthropomorphic elements into any acceptable answer. So if I say that a tree is conscious, someone could object that it doesn’t have a “mind, brain, subjective inner life,” etc. But what says those must be criteria for consciousness? They are arbitrary criteria based on invented rules. On the other hand, if I say a tree is conscious because it receives and responds to stimuli, those are my criteria.  I think they are good criteria, and I know of no law or rule that outlaws them. Based on those criteria, many more things would be considered conscious than with the earlier criteria. If we assume the answer to “What is time?” requires that time operates separately from consciousness, we further depart from potential solutions. Quantum Mechanics (QM) teaches that time is relative to an observer, so it clearly is not separate from consciousness. I suggest that many hard problems can be turned into easy problems with appropriate rephrasing. The next time you come to a “hard problem” ask, “What are the criteria for a solution?” Try to imagine the criteria expressed in a way that doesn’t make the solution impossible to achieve. You can begin with the hard problems, “What is life?” or “Does free will exist?” Rodger Malcolm Mitchell Monetary Sovereignty Twitter: @rodgermitchell Search #monetarysovereignty Facebook: Rodger Malcolm Mitchell; MUCK RACK: https://muckrack.com/rodger-malcolm-mitchell; https://www.academia.edu/

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The Sole Purpose of Government Is to Improve and Protect the Lives of the People.

MONETARY SOVEREIGNTY

A kind reminder of something you may have forgotten or never knew.

I am just coming up on 90, and even I don’t remember Hitler. I was only 10 years old when the “great war” ended. My knowledge of the late 30’s and early 40’s comes from the media, not from personal memory;

I am quite sure your knowledge of that shameful time is at least as sketchy, and probably more so.

Why Is There So Much Hatred Today? - Vincentian Mindwalk
There always is a “good” reason for hatred.

So, this post is a reminder to my Jewish family and friends, as well as to blacks, browns, yellows, reds, Muslims, gays, women, and every immigrant family from everywhere: Bigotry has no boundaries.

America is, and always has been, loaded with haters — as has every nation on earth.

It is a sad feature of humanity to hate,  especially to hate groups different from yours (of which there are infinite).

There was a time in America when most hatred was directed at Native Americans, then at Catholics, especially Irish and Italian immigrants, and, as always, the blacks and Jews. But you may have felt safe because you aren’t Native American, Catholic Irish, Italian, gay, black, or Jewish.

Today, the hatred comes in much broader strokes, and there hardly is a group that is not subject to some ignorant vitriol from some ignorant bigots.

Children aren’t born to hate, but humanity is a “follow-the-leader” species.  I attribute this greater bigotry to more bigoted leaders whose family and friends taught them to hate.

You, of course, are not a bigot. You support a bigot only because he/she (pick one):

–Is good for the economy or your wallet

–Opposes Israel or opposes Palestinians

–Opposes gays

–Is pro-life or pro-choice

–Is a conservative or a liberal

–Denies the election results, vaccination, global warming, Jan 6 coup attempt

–Is “tough” on crime, immigration, “free lunch” for the poor

Or any other limitless number of reasons to hate.

You may believe that this time is different.

child being stoned
Hatred has no boundaries.

But again, I wish to remind you, and especially my Jewish family and friends, that hatred has no boundaries.

Hatred is a contagious disease. It is transmitted from parent to child.

It is promulgated in schools, bars, clubs, classrooms, and family meetings.

It is communicated to friends, relatives, and strangers via jokes, stories, and conspiracy theories.

A hater doesn’t need a reason. A hater will create a reason.

Hatred is a grenade. It doesn’t care where it is dropped. If you happen to be in the way, it’s your fault.

You may pull the pin, planning to throw it, but it just as well may explode in your hand.

Over two thousand years of history should have taught you, my friends and family, that hatred and bigotry, wherever initially directed, eventually will focus on the Jews.

You may have “good reasons” to support bigotry today, but tomorrow, it will send you to the cattle cars or the morgue.

If you are a good person who feels you must hold your nose and vote for someone you know is a hater, remember: This time is not different. It’s the same old, same old movie. Just the cast of characters is different.

Let your morality guide you, or your hatred will return to get you.

Rodger Malcolm Mitchell Monetary Sovereignty

Twitter: @rodgermitchell

Search #monetarysovereignty

Facebook: Rodger Malcolm Mitchell;

MUCK RACK: https://muckrack.com/rodger-malcolm-mitchell; https://www.academia.edu/

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The Sole Purpose of Government Is to Improve and

Protect the Lives of the People.

MONETARY SOVEREIGNTY

Your cost of ignorance — the Medicare version

We’ll begin, as always, with three simple truths:
Uncle Sam with tons of money
“The rich don’t want you to know this, but I created the dollar by passing a few laws. I can pass all the laws I want. I’m Monetarily Sovereign. I don’t need your tax dollars.”

1. When the U.S. government created the U.S. dollar from thin air by passing laws, it arbitrarily created the number of dollars it wanted and gave those dollars the values it wanted.

2. Since then, the U.S. government has retained the powers to pass laws, create as many dollars as it wants, and give those dollars the values it wants (i.e. prevent and cure inflation). It regularly exercises those powers (termed “Monetary Sovereignty”).

3. The U.S. government cannot unintentionally run short of dollars, no matter how many dollars it spends or taxes. Simply by passing laws, it could spend trillions of dollars without levying a single dollar in taxes.

Thus, unlike state/local (monetarily non-sovereign) government taxes, which fund state/local government spending, federal taxes do not fund federal spending. 

All federal spending is funded by new-dollar creation.

The lack of understanding regarding these truths stems from the widespread dissemination of “The Big Lie,” which is the assertion that the federal government “cannot afford” to provide certain benefits, or that doing so is “unsustainable.” (See: “The rich will try to cut Social Security and Medicare by telling you the Big Lie in economics,” “Obeying the rich: Telling the Big Lie and cutting benefits to the middle and poor,” and “The useless, no harmful, battles over the Big Lie, among many others.” The Big Lie has cost the American public trillions in lost federal services and wasted private sector dollars. The following are excerpts from an article in the October 2024 AARP Bulletin. I will remind you of AARP’s stated purpose: “AARP is dedicated to protecting Medicare and ensuring quality, accessible health care for older Americans. We 
HOW YOUR MEDICARE COSTS COULD GROW, by Brandy Bauer,  joint center director of Senior Medicare Patrol and State Health Insurance Assistance Program (SHIP) resource centers.1_thumbnail.jpg From 2023 to 2024, the standard Medicare Part B premium—paid monthly by most Americans 65 and older—grew 5.9 percent.   Each year, the government determines what you’ll pay for Medicare Part A, primarily hospital insurance, and Part B, medical insurance. Part A is premium-free for most people, but over the past 20 years, the Part B monthly premium, now $174.70, grew at an annualized rate of 4.9 percent, compared with inflation of about 2.6 percent.
If you wonder why Part A generally is free, while Part B collects premiums, here is the (false} reasoning: Most people don’t pay a premium for Part A because they or their spouse paid Medicare taxes while working. Part B isn’t funded by payroll taxes. The reasoning is false because federal taxes do not fund federal spending. Their purposes are: 1. To assure demand for the U.S. dollar, by requiring dollars to be used for tax paying. 2. To control the economy by taxing what the government wishes to discourage and by giving tax breaks to what the government wishes to reward. 3. At the behest of the rich, to widen the income/wealth/power Gap between the rich and the rest. Without the Gap, there would be no rich. We all would be the same. The Gap defines the rich. The wider the Gap, the richer they are. The tax structure is such that the rich pay a lower percentage of their income than those who are not rich, making them richer. Very few Americans understand this basic truth: The purpose of your Medicare premiums is not to fund Medicare but to make the rich richer. Ignorance is costly.
On top of premiums, people pay 20 percent of most outpatient costs, with no cap on out-of-pocket expenses.
Affordability is a function of wealth. The fact that the rich can afford more and better healthcare than the middle and lower income groups helps the rich widen the income/wealth/power Gap that defines them.
There’s little sign that costs will grow more slowly. Medicare trustees estimate that Part B premiums will increase by 6.2 percent on an annualized basis through 2033, and overall Medicare spending will grow even faster. On an annualized basis over the same time period, the deductible for Part A is forecast to increase 3.6 percent; the Part B deductible, 6.4 percent.
These unnecessary costs are a more significant burden on those who are not rich than on the rich. They comprise a higher percentage of a middle-income person’s finances than a rich person’s finances, and that is the whole point: To make the rich richer. The federal government has the infinite power to pay for non-deductible health insurance that fully covers every man, woman, and child in America, regardless of age or previous health, and do it without levying a single penny in taxes. As this would narrow the income/wealth/power Gap, the rich, who run America, don’t want it. That is the sole reason it doesn’t exist. Original Medicare doesn’t cover prescription or non-prescription drugs, so if you want that coverage, you must pay extra for it to private, for-profit insurers. These are called “PartD” plans.
Premiums for stand-alone drug plans have risen about 2.8 percent annually since 2006. The average base premium this year is $34.70, although Part D plans’ premiums, covered drugs and out-of-pocket costs vary considerably. In 2025, out-of-pocket costs for covered drugs will be limited to $2,000 for the year; that cap will be updated annually. In 2026, prices will drop for 10 of Medicare enrollees’ costliest and most widely used drugs. 
Medicare Part D covers many prescription medications, from generic to brand-name drugs. The specific drugs covered can vary depending on the individual plan’s formulary, which is the list of drugs the plan covers. There is no reason why Americans are being forced to pay for what the government could provide free. The covered drugs are: Eliquis (apixaban),  Jardiance (empagliflozin), Xarelto (rivaroxaban), Januvia (sitagliptin), Farxiga (dapagliflozin), Entresto (sacubitril/valsartan), Enbrel (etanercept), Imbruvica (ibrutinib), Stelara (ustekinumab), NovoLog/Fiasp (insulin aspart) Why does Medicare pay for doctors and hospitals (though with deductibles) but not for drugs? The answer can be given in one word: bribery. Private insurance and pharmaceutical companies bribe politicians to create a Medicare that favors the rich, the insurance companies, and the pharmaceuticals. One great weakness of every government—be it democracy, monarchy, oligarch, republic, or communist—is bribery. In America, the rich bribe all sources of information to promulgate the Big Lie, which is intended to keep lower-income groups from asking for benefits. The rich bribe:
  1. The politicians, via campaign contributions and lucrative jobs, later
  2. The media, via ownership and advertising dollars
  3. The university economists, via endowments and jobs with think tanks.
Monthly premiums for Medicare supplement insurance (Medigap), designed to cover costs that OM does not, range from $40 for a high-deductible policy to several hundred dollars for the most comprehensive coverage.
There is no financial reason for you not to receive the best, most complete health care at no cost. From the standpoint of healthcare, everyone in America is equally deserving.
Everyone first enrolling in Part B after age 65 gets a six-month Medigap open enrollment window during which companies must offer you a policy at the best available rate regardless of your health history.
This should begin at birth, not at age 65, and it should last forever, not just six months.
Unlike changing MA or Part D, you can’t easily switch Medigap plans in most states, so shop carefully; after your guaranteed issue period, companies can refuse to sell you a policy or charge higher premiums because of preexisting medical conditions. Only four states—Connecticut, Maine, Massachusetts and New York—prohibit denial of enrollment or coverage based on medical history.
There is no reason why Americans living everywhere do not receive the best terms.
Pricing for Medigap policies falls into one of three structures, which affect how their costs increase.Businessman and Vacuum Cleaner Sucking Money Out of Him Stock Image - Image of cash, frustrated: 156780331

Community-rated (or “no-age-rated”) policiescharge the same premium to everyone in a particular geographical area and rise only with inflation.

Issue-age-rated policies are priced based on how old you are when you enroll; after that, premiums may rise with inflation but not with age.

Attained-age-rated policies increase premiums based on your age as well as inflation. If you have a choice of pricing methods—in many states, you don’t—be aware that, over the long run, community-rated policies tend to be the most affordable choice.

If Medicare were free to all, these different policies would not exist.
Average price increases for Medigap went from less than 4 percent in the early 2000s to 5 to 8 percent in recent years.
Price increases are unnecessary. All Medicare should be free.
Brandy Bauer is joint center director of Senior Medicare Patrol and State Health Insurance Assistance Program (SHIP) resource centers.
And the final statement of The Big Lie:
If you can’t afford Medicare coverage, you may qualify for financial help. Options include Medicare Savings Programs, Medicaid and, for Part D, the Extra Help program. To learn more, visit medicare.gov/help or contact a State Health Insurance Assistance Program at shiphelp.org.
The federal government has the means to begin with one assumption: Every American should receive free healthcare as a human right. To have healthcare doled out on the ability to pay is unnecessary and a disgrace, based on The Big Lie. The question is: Do you believe the AARP really “advocates for policies that strengthen Medicare’s financial stability — and to expand coverage and reduce out-of-pocket costs”? Rodger Malcolm Mitchell Monetary Sovereignty Twitter: @rodgermitchell Search #monetarysovereignty Facebook: Rodger Malcolm Mitchell; MUCK RACK: https://muckrack.com/rodger-malcolm-mitchell; https://www.academia.edu/

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The Sole Purpose of Government Is to Improve and Protect the Lives of the People.

MONETARY SOVEREIGNTY

(Ever wonder why federal spending cuts demanded by debt nuts are designed to widen the income/wealth/power Gap between the rich and the rest, while the federal spending increases they want are designed to reward and protect the rich?)