The latest “idea” for health care is a typical Republican dud.

Following Trump’s lead, as always, Senator Rick Scott has proposed a brilliant solution to the healthcare insurance problem: Obey Trump.

Trump says:  “Stop taxpayer money from going to insurance companies and instead give it directly to Americans in HSA-style accounts and let them buy the health care they want.”

Never mind that it isn’t taxpayer moneyfederal taxes do not fund federal spending. All federal spending is funded by new dollars created by the Treasury.

And never mind that the federal government can create dollars endlessly, and never run short, so there is no need to cut federal spending.

And never mind that every dollar spent by the federal government grows the economy, which is demonstrated by the formula: Federal Spending + Nonfederal Spending + Net Exports = Gross Domestic Product.

In short, ignore those facts (which Republicans are good at doing), and just focus on this fact: The Republican idea of giving money to people instead of insurance companies is stupid on its face.

Question: What will the people do with the money?

Answer: Buy healthcare insurance.

Question: From whom?

Answer: From those “money sucking, BIG BAD” insurance companies.

This is a healthcare solution???

Here is the exact wording from Rick Scott’s website.

November 14, 2025

WASHINGTON, D.C. – In case you missed it, Senator Rick Scott spoke to Fox News about his ideas to fix Obamacare and allow Americans to choose affordable health care that fits their needs as Democrats keep fighting to spend billions of tax dollars to mask the costs of the broken system that is failing Americans.

“His” ideas? Funny how, as always, they exactly mirror Trump’s ideas.

Senator Scott highlights real solutions to drive down costs and address the issues of Obamacare, like stopping taxpayer money from going to insurance companies and instead give it directly to Americans in HSA-style accounts and let them buy the health care they want by shopping across state lines.

“. . . stopping taxpayer money from going to insurance companies. . . ” so the people can give it to insurance companies.

See excerpts from the Fox News article, “Rick Scott calls Democrats ‘heartless’ as he pitches new Obamacare fix” below:

The Republicans have spent a decade trying to eliminate Obamacare, without offering a real solution, and they call the Democrats heartless??

“Sen. Rick Scott, R-Fla., said he doesn’t want to blow up Obamacare, but he does want to give Americans another option. ‘Scott and other Republicans contend that simply extending the current subsidies would see billions in taxpayer money funneled to insurance companies, without a dime actually finding its way to the pockets of Americans looking for insurance options.

Let’s parse this:

  1. He doesn’t want to “blow up” Obamacare. Instead, he wants Americans to choose between Obamacare, $2,000, and no insurance. If Americans, in desperate need of food and rent money decide to accept the $2,000, doesn’t that blow up Obamacare”
  2. But wait. If the money actually finds its way to the pockets of Americans,” does that mean it won’t be used to buy insurance from those BIG BAD insurance companies? Can’t have it both ways, Senator. If it goes into Americans’ “pockets,” it won’t be used for insurance.
  3. But wait, again. Later Scott says he “would directly send any kind of Obamacare subsidy money directly to a Health Savings Account (HSA). But he repeatedly has voted against Obamacare subsidy money. Isn’t that why the government shut down?”

So what the hell is he talking about?

‘His plan would ‘let the person be a consumer,’ he told Fox News Digital from an interview in his office. ‘I just think we ought to fix Obamacare,’ Scott said.

How does this “fix Obamacare”? It’s a horrible substitute for Obamacare, not a fix. It’s the usual Republican “replace Obamacare with . . . uh . . . something that doesn’t have Obama’s name on it.”

‘So the way I think about it is, look, if you want to buy off the exchange, you know, an Obamacare product, do it. If that’s what you want. I mean, leave that there.’

Sure, but without the federal supplement. And if there is no federal supplement, that $2,000 (that apparently doesn’t count as a supplement) will not buy insurance.

‘But I know what a consumer is going to do,’ he continued. ‘Consumers are going to be way more creative of how they take care of themselves.’

Creative? What does this mean? Are people without insurance expertise going to be “creative” when navigating the various differences in insurance policies?

Are you willing to go through all the paragraphs of every healthcare insurance policy available today?

‘Scott said his idea, in a sea of burgeoning possibilities on what to do next when it comes to answering the healthcare issue raised by congressional Democrats, would directly send any kind of Obamacare subsidy money directly to a Health Savings Account (HSA).

Now, he admits there is a “sea of burgeoning possibilities,” but he wants you to navigate that sea.

His plan, which he’s been working on in the background for some time, was given extra credence when President Donald Trump on Saturday recommended to Senate Republicans that ‘the Hundreds of Billions of Dollars currently being sent to money sucking Insurance Companies in order to save the bad Healthcare provided by ObamaCare, BE SENT DIRECTLY TO THE PEOPLE SO THAT THEY CAN PURCHASE THEIR OWN, MUCH BETTER, HEALTHCARE, and have money left over.’

“Money left over”? Scott mentioned that the money would be deposited into an HSA. There is no surplus left.

An HSA is not a general spending account. The money can be used tax-free only for qualified medical expenses.

Even if there were, how could consumers purchase insurance from the “money-sucking” insurance companies and still have any funds “left over”?

And one final question: What about pre-existing conditions and procedures without prior authorization? The Republicans already are trying to stick Medicare with prior authorization. Scott conveniently says nothing about those benefits.

It’s also an idea that Scott said he had spoken to the president about before. ‘Let the consumer be the buyer of healthcare,’ he said. ‘Any dollars we’re going to give to spend on it go to the consumer and let them buy what they want to buy.’”

Okay, so the idea is beyond stupid. If the idea is to fund healthcare insurance, then the money would have to go to the “blood sucking” insurance companies or Medicare (which is the only sensible solution — one that the Republicans hate.)

The Monetarily Sovereign federal government could and should fund a comprehensive, no-deductible Medicare plan covering every man, woman, and child in America. The government could and should fund such a plan without collecting FICA taxes.

Since the government has unlimited money and can afford a “solid gold” plan for everyone, what is really going on here?

It’s simple.

  1. Trump is envious of Obama and despises anything connected with Obama
  2. Trump is protecting the wealthy. It works like this:

The wealthy are rich only by comparison. That is, widening the Gap between the rich and the rest is what makes the rich richer.

The rich widen the Gap by pretending that the government is not Monetarily Sovereign and cannot afford to pay for benefits. 

Thus, the federal government easily could fund a Medicare for All plan, along with a Social Security for All plan, a Food Supplement for All, a College for All plan, and other programs to benefit those who are not rich — and do it all without collecting even a penny in taxes.

The federal government even could support the states on a per capita basis, and still not collect taxes. This would reduce the Gap between the wealthiest and the poorest, making the wealthiest less wealthy, an anathema for the Party of the Rich, the GOP.

If you support the idea of someone like Elon Musk having ten million times more wealth than you, then the Republican plan is for you.

Rodger Malcolm Mitchell

Monetary Sovereignty

Twitter: @rodgermitchell

Search #monetarysovereignty

Facebook: Rodger Malcolm Mitchell;

MUCK RACK: https://muckrack.com/rodger-malcolm-mitchell;

https://www.academia.edu/

……………………………………………………………………..

A Government’s Sole Purpose is to Improve and Protect The People’s Lives.

MONETARY SOVEREIGNTY

4 thoughts on “The latest “idea” for health care is a typical Republican dud.

  1. Anyone paying the slightest attention during Trump’s first term understood this was the plan all along.

    Let the “free market” come up with its own plans, which will be diverse, but with most providing inadequate coverage, maybe the return of the old hospitalization only options.

    They’ll have $1,000 co-payments, $10,000 deductibles, which people will be so scared or unable to spend that they’ll either recover (more-or-less) on their own, or get so sick they’ll need to be hospitalized for things that would have been routine if caught earlier.

    Then there will be lifetime caps of maybe $250k or less. People will buy these, gambling they won’t get sick, or at least not long-term sick, like, say cancer, or they will just simply die.

    But dying in a modern society is rarely simple, and hospitals are still required to treat emergencies, so they will continue to go bankrupt under the de-funding strain, especially in rural areas where Trump supporters mostly live.

    Some states will try to make up the difference but that’s impossible, and other states will gamble the sickest people will move to those “generous” states, so it won’t be their problem.

    Individuals will never be able to get the reduced prices, even with cheapo plans, that large insurance companies and especially Medicare/Medicaid can negotiate. Insurance company profits will soar on the back of terrible plans that rarely pay out, in the name of “choice.”

    The average American lifespan will continue to decline, as it has post-Covid/Opiod/self-medication/anti-vaccine.

    The health gap – a corollary to the wealth gap – will continue to widen, making the wealthy capable of living into their 90s, while the poor die out in their 60s, if that, and sicker earlier and more too.

    Healthcare may get cheaper because there’ll be less treatment available with underinsurance, but life will be more brutal and short for working class and many middle class people.

    Remember: Cruelty is the point.

    Like

  2. Well said Mr. Mitchell. I worked self funded private company and the Union provided health benefits. The disparity is now obvious. I don’t choose my provider for a Medicare supplement, it is there every year.

    The constant advertising and family members not in my granted insurance plan leaves me to shaking my head.

    Like

Leave a reply to Rodger Malcolm Mitchell Cancel reply